Only 37% of American workers feel good about their retirement savings—here’s the No. 1 factor that helped them get ahead

Investing early is crucial for retirement savings according to a recent survey, as only 37% of non-retired Americans are on track. Early contributions, low debt, and good saving habits are key factors in building wealth for retirement. Compound interest plays a significant role in growing retirement accounts over time. Starting investing early, even with small amounts, is important as it allows money to work for you. It’s like building a muscle, the more you invest, the more it grows. Taking an online course or seeking advice can help you feel more confident and successful in managing your finances.