Insurance ‘nightmare’ unfolds for Florida homeowners after back-to-back hurricanes

Bridgette Bello thought she had prepared for Florida hurricanes with insurance, but she’s facing challenges with her claims after storms Helene and Milton. Many residents are in a similar situation, with most not having flood insurance. The insurance industry is categorizing the storms separately, making it difficult for some to get their claims approved. Victims like Patti Drew are left with little recourse and are relying on FEMA for assistance. Those with flood insurance are also facing financial difficulties, as coverage is limited. The situation has prompted calls for more comprehensive reforms to address hurricane damage in Florida.